Retail Business Insurance

As a retail store owner, you need tailored coverage to ensure proper protection of your business. At The Kantar Insurance Agency, we have agents that can help customize your coverage to your liking.

There are many distinct features to retail business coverage:

  • Property - To help protect your contents and equipment from accidental direct physical loss.

  • Liability - Insurance to help protect you financially against costly claims and lawsuits.

  • Loss of Income - Protect your storefront from loss of income from suspended operations because of accidental direct physical loss to the insured premises.

  • Computer Property - Provides broad coverage, with certain exclusions, for computer equipment used in your business operations, including computers, computer peripherals, computer cables, and software.

  • Equipment Breakdown - Provides coverage for damage to covered property caused by mechanical breakdown of covered equipment, and artificially generated current damaging covered equipment.

  • Employee Dishonesty - Protection against direct physical loss to business personal property including money and securities resulting from dishonest acts committed by employees.

  • Brands and Labels - Provides coverage for the cost to remove brands and labels and/or stamp salvage on merchandise that has been damaged by a covered cause of loss.

  • Utility Interruption Loss of Income - Coverage for loss of income caused by the necessary suspension of your business due to failure of communications, water, natural gas, or electrical service to the premises.

  • Signs - Coverage for accidental direct physical loss to signs attached to buildings (whether indoor or outdoor) and to outdoor signs not attached to buildings at the described premises owned by you or in your care, custody or control.

Need more than just the basics? Customize your coverage with the following:

  • Data Compromise and Identity Restoration - Provides coverages that work together to help your business and you get back on track after a data breach occurs or if you, the business owner, becomes a victim of identity theft.

  • Hired Auto - Helps to protect for insured's legal liability arising out of the maintenance or use of a hired auto by the insured or insured's employees.

  • Ordinance or Law - Covers the loss in value and increased cost due to the enforcement of municipal laws or ordinances regulating the construction or repair of damaged buildings caused by an insured loss.

Let us customize your plan to include what you want. Including a Business Policy, Commercial Auto, Workers' Compensation, business life, and retirement plans.

Just click the 'Contact Us' button below to start protecting your business and save money while doing it.

Any coverage discussed on this website is not bound until communicated to you. To get a professional opinion personalized for your needs please do not use this website solely and contact an insurance agent using the "Contact Us" button above.

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