Contractors Insurance

Artisan and Service Contractors Policy

General contractors, contractors, and subcontractors are required by the law to carry contractors insurance dependent on the type of industry they work in. Business types needing protection include, but are not limited to:


construction insurance for vehicles general liability, workers' compensation, etc.


general liability, BOP, workers' compensation, etc.


carpenter insurance for vehicles, workers' compensation, general liability, etc.


landscaping insurance for vehicles, workers' compensation, etc.


insurance for plumbing vehicles, workers' compensation, etc.


painting insurance for vehicles, BOP, workers' compensation, etc.

There are many features available in your Business Services Insurance policy:

  • Business Personal Property - To help protect your contents and equipment from accidental direct physical loss.

  • Building Property - Covers your building, storage buildings, garages, fixtures, and other structures. It also covers specific features of those structures, such as installed floor coverings and building glass.

  • Business Liability - Insurance to help protect you financially against costly claims and lawsuits.

  • Completed Operations - Provides coverage for bodily injury and property damage claims resulting after a construction or service project is completed.

  • Mobile Equipment - Provides broad coverage for mobile equipment, tools, and equipment used in contracting operations.

  • Installation Floater - Provides broad coverage for covered property you own or are responsible for while in transit, awaiting installation, or being installed at the job site.

  • Property of Others - We will pay for property damage to the property of others while the property of others is in your care, custody, or control.

Need more than just the basics? Customize your coverage with the following:

  • Loss of income - Protection in case your operations are suspended due to a covered loss.

  • Data Compromise and Identity Restoration – Provides coverages that work together to help your business and you get back on track after a data breach occurs or if you, the business owner, becomes a victim of identity theft.

  • Hired Auto – Helps to protect for insured's legal liability arising out of the maintenance or use of a hired auto by the insured or insured's employees.

  • Ordinance or Law – Covers the loss of value and increased cost due to the enforcement of municipal laws or ordinances regulating the construction or repair of damaged buildings caused by an insured loss.

In addition to property and liability insurance we also offer Commercial Auto, Hired Auto and Employer Non-owned Auto Liability, Workers' Compensation and Surety and Fidelity Bond.


Just click the 'Contact Us' button below to start protecting your business and save money while doing it.

Any coverage discussed on this website is not bound until communicated to you. To get a professional opinion personalized for your needs please do not use this website solely and contact an insurance agent using the "Contact Us" button above.

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