Auto Rates as Low as $49 a Month*
Car insurance doesn't have to be complicated. It doesn't have to be expensive either. We offer a selection of providers that best fit your coverage preference and more importantly, your budget. Check out our full list of coverage options below. We're here to help you build your perfect policy.
Not sure exactly what you're looking for? That's fine! Give us a call or stop by today using the 'Contact Us' button at the bottom of the page.
Personal Injury Protection (PIP)
Personal Injury Protection (PIP), also known as "no-fault" coverage, covers medical expenses and lost wages for the person who is at fault in the accident. Personal Injury Protection can also cover expenses such as transportation to medical appointments and lawn care. Personal Injury Protection is a requirement in the state of Florida. Must be insured up to $10,000.
Property Damage Liability Coverage
Property Damage Liability Coverage helps protect you from the damage you cause to someones vehicle or property in the event of an accident. Property Damage Liability coverage is a requirement in the state of Florida and must be insured up to $10,000. (Usually coverage options do not cover damage to your own vehicle, see collision coverage.)
Collision Coverage covers you if your car is involved in an accident with another vehicle or a fixed structure. This is the most common form of vehicle insurance as it covers you whether or not you were at-fault. Claims usually get filed faster and also cover the cost of a rental vehicle while you work towards fixing or replacing your vehicle.
Comprehensive Car Insurance
Comprehensive Car Insurance covers damages from an "act of God," or damages that are not caused by a car driving into something else. Examples of this include: a tree branch falling on your car, damage from collision with animals, fire, vandalism, theft, falling objects, etc.
A deductible is typically included with Collision and Comprehensive Car Insurance. This is a payment you make out-of-pocket to cover the cost of repair of your vehicle. What your deductible is depends on the actual cash value of your car. Raising your deductible decreases your monthly insurance payments and vice-versa.
Bodily Injury Liability Coverage
Bodily Injury Liability Coverage is insurance that pays for the costs associated with injuries to the other person or people involved. This coverage also provides legal defense in the case you are sued for damages as a result of the accident.
Uninsured Motorist Auto Coverage
Uninsured Motorist Auto Coverage protects you when the driver at fault doesn't have the adequate insurance to pay for your claim. This coverage also pays for hit-and-runs.
An accident is hard as it is. What makes it harder is the increase in your payments for years to come. Avoid the rate hike after your first accident with Accident Forgiveness.
Classic Car Insurance
For the vintage car collector, this insurance is specifically for you. From antique motorcycles to vintage trucks, classic car insurance extends to a wide range of classic vehicles.
*Rate is dependent on your driver history after running an MVR (Motor vehicle report).